Loan Repayment and Deferment

Below is information on loan repayment and deferment options for residents and fellows.

Loan Deferment

Residents and clinical fellows eligible to defer their student loans may send or drop off deferment forms to the Brigham and Women's Hospital (BWH) GME office and Massachusetts General Hospital (MGH) Registrar’s Office for institutional authorization. Eligibility to defer your loans is determined by your lender. You may obtain deferment forms directly from your lending institution.

BWH - Graduate Medical Education 617.732.8540
MGH - Medical Staff Office 617.726.2119 

Massachusetts State Loan Repayment Program

The Massachusetts Department of Public Health administers a loan repayment program for health care professionals who commit to working full time or part time for two years in a community health center (up to $25,000 per year for two years). This program is funded through a combination of state and federal funds. For more information, please visit the site below:
 • Massachusetts Loan Repayment Program for Health Professionals Overview

National Health Service Corps Loan Repayment Program

The National Health Service Corps Loan Repayment Program provides loan repayment funding to primary care medical, dental and mental and behavioral health clinicians choosing to work in a NHSC-approved site located in a federally-designated Health Professional Shortage Area (HPSA). Award amounts are based on the HPSA score of the NHSC-approved site: up to $50,000 for a score of 14 and above, and up to $30,000 for a score of 13 or below for a two-year commitment. To qualify, a provider must be a U.S. citizen with a valid unrestricted license or certificate to practice, and must work full-time.

For more information, please use one of the links below:
NHSC overview

Loan repayment announcement flyer

Loan repayment at-a-glance flyer

Health Professional Shortage Area (HPSA) database

This page was updated on 6/2/15