Loan Repayment and Deferment
Below is information on loan repayment and deferment options for residents and fellows.
Loan Deferment
Residents and clinical fellows eligible to defer their student loans may send or drop off deferment forms to the Brigham and Women's Hospital (BWH) GME office and Massachusetts General Hospital (MGH) Registrar’s Office for institutional authorization. Eligibility to defer your loans is determined by your lender. You may obtain deferment forms directly from your lending institution.
BWH - Graduate Medical Education 617.732.8540
MGH - Medical Staff Office 617.726.2119
Massachusetts State Loan Repayment Program
The Massachusetts Department of Public Health administers a loan repayment program for health care professionals who commit to working full time or part time for two years in a community health center (up to $25,000 per year for two years). This program is funded through a combination of state and federal funds. For more information, please visit the site below:
• Massachusetts Loan Repayment Program for Health Professionals Overview
National Health Service Corps Loan Repayment Program
The National Health Service Corps Loan Repayment Program provides loan repayment funding to primary care medical, dental and mental and behavioral health clinicians choosing to work in a NHSC-approved site located in a federally-designated Health Professional Shortage Area (HPSA). Award amounts are based on the HPSA score of the NHSC-approved site. To qualify, a provider must be a U.S. citizen with a valid unrestricted license or certificate to practice, and must work full-time.
For more information, please use the link below:
Health Professional Shortage Area (HPSA) database
This page reviewed 3/31/21.