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| Benefits for Clinical Fellows (attachment to contract issued to graduate trainees appointed as clinical fellows) The following is a brief description of the benefits that are offered to benefits-eligible employees. This is a comprehensive benefits package that includes the following: Medical CoverageThere is a variety of plans from which to choose, including a selection of Blue Cross/Blue Shield plans, Harvard Pilgrim Health Care, Neighborhood Health Plan and Tufts Associated Health Plan. You can enroll for coverage for yourself and for your dependents. Your portion of the cost of the plan you select is deducted from your monthly paycheck on a pre-tax basis. Dental and Vision CoverageDental and/or vision coverage is available to you and to your dependents. If you choose to enroll in dental or vision coverage, your portion of the cost of the plan(s) you select is deducted from your monthly paycheck on a pre-tax basis. Life InsuranceBasic life insurance equal to one times your annual salary is provided to you at no cost. You may also choose to purchase additional insurance for yourself and your dependents. Long Term DisabilityWe offer a long-term disability program to protect you and your family against the loss of future earnings due to disability. Other BenefitsYou may also choose to contribute to reimbursement accounts and/or tax sheltered annuities that permit you to voluntarily save for retirement on a pre-tax basis through salary reduction.
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